Lock-in refers to a written agreement guaranteeing a home buyer a specific interest rate on a home loan provided that the loan is closed within a certain period of time, such as 60 or 90 days. Often the agreement also specifies the number of points to be paid at closing.

Rob Schmidt

Rob is here to assist you with your financing needs.  Beginning his financing career in 1985 in the Automotive business and moving forward into Residential Mortgages and Refinancing. His over 17 years as a finance professional insures you of easy, straight forward   Loan assistance.  You’ve got questions, Rob has answers.

Rob’s Promise to you .  It is my policy to provide pre-qualifications free of charge to all people serious about purchasing their new homes or vehicles, or desiring to save thousands of dollars through refinancing or debt consolidation. Furthermore, I believe that my clients are entitled to prompt, courteous, professional service.  If a refinance transaction is not in the client's best interest I will tell that client so.  I build my business primarily on the referrals of my clients, so I take customer service very seriously. Thank you for the opportunity to assist you in meeting your goals

You can reach Rob through the following website

 by calling  408-810-5626  

We are a  mobile  notary signing agent for the State of California

 Links

  Certificate of Completion 

An Adjustable Rate Mortgage

 case-by-case basis

Introductory rate

Getting qualified before you apply for a loan can help you understand how much you can borrow.

, 125% Home Equity Loans, Home Improvement Loans, Home Equity Credit Line, Home Equity Loan Rates

Home Equity Loans, Second Mortgages, Debt Consolidation Loans, Home Loans, 125% Home Equity Loans, Home Improvement Loans, Home Equity Credit Line,800loan,877loan,888loan,810loan, Home Equity Loan Rates